五、热点素材 阅读理解。
In 2025, China's government made important changes to the medical insurance for rural and urban residents. The goal is to help more people get better and cheaper health care.
The government now gives 700 yuan per person each year to support this insurance. This is 30 yuan more than before. People only need to pay 400 yuan themselves, the same as last year. This means families can save more money when they go to the hospital.
For example, if someone gets sick and needs to stay in a city hospital, the insurance will pay 70% of the cost. If the bill is 10,000 yuan, he/she only needs to pay 3,000 yuan. For serious illnesses like cancer, there's extra help called critical illness insurance, which can cover up to 400,000 yuan.
The government also wants more people to join. If you keep paying the insurance every year, you'll get higher limits for critical illness coverage. But if you stop paying, you might lose some benefits.
This policy helps everyone, especially those in need. Farmers, students, and people without jobs can all join. Even those who live in cities but don't have local hukou(residency) can sign up with their residence permit(居住证).
(
C
)1. How much money does the government give each person for medical insurance in 2025?
A. 400 yuan.
B. 670 yuan.
C. 700 yuan.
D. 1,070 yuan.
(
A
)2. What's the personal payment for a 10,000 - yuan bill in a city hospital after insurance?
A. 3,000 yuan.
B. 5,000 yuan.
C. 7,000 yuan.
D. 10,000 yuan.
(
B
)3. Who can join the medical insurance?
A. Only people with local hukou.
B. Farmers, students, and non - local residents.
C. People who work in cities.
D. Retired workers.
(
B
)4. What's the main idea for the passage?
A. People should save money for health care.
B. The government helps people get cheaper medical care.
C. Hospitals are getting better in China.
D. Critical illness insurance is very important.
解析:
【分析】
这是一篇民生热点类的英语阅读理解题,解题思路非常清晰:首先先通读4道题的题干,标记每道题的核心关键词,带着问题回到原文对应段落定位信息,细节类题目直接将原文内容和选项逐一比对排除错误项,主旨类题目重点关注文章首尾段的核心表述,就能快速得出正确答案。比如第一题关键词是2025、政府人均医保补助,直接定位第二段就能找到对应数值,不需要复杂推理。
【解析】
1. 细节理解题:定位原文第二段第一句"The government now gives 700 yuan per person each year to support this insurance.",明确2025年政府为每人每年提供700元医保补助,对应选项C。A选项是个人需要缴纳的保费,B选项是去年的补助金额,D选项是政府补助加个人保费的总和,均不符合题意。
2. 细节理解题:定位原文第三段"If the bill is 10,000 yuan, he/she only needs to pay 3,000 yuan.",直接可知1万元的城市医院账单在医保报销后个人仅需支付3000元,对应选项A,其余选项数值均和原文不符。
3. 细节理解题:定位原文最后一段"Farmers, students, and people without jobs can all join. Even those who live in cities but don't have local hukou(residency) can sign up with their residence permit(居住证).",可知参保人群包含农民、学生以及持居住证的非本地居民,对应选项B。A选项表述和原文相悖,C、D选项的限定人群原文并未提及,均排除。
4. 主旨大意题:全文开篇就点明2025年政府调整城乡居民医保的目标是帮助更多人获得更好更便宜的医疗服务,后续所有内容都是围绕政府出台的医保惠民措施展开,核心是政府助力民众降低医疗负担,对应选项B。A选项原文未提及号召民众为医疗存钱,C选项全文没有介绍医院的发展情况,D选项的大病保险只是政策的其中一个部分,不能概括全文主旨,均排除。
【答案】
1. C 2. A 3. B 4. B
【知识点】
英语细节理解,英语主旨归纳,说明文阅读
【点评】
本题结合我国最新医保惠民政策的热点素材命题,所有细节类题目都可以直接在原文中定位到对应答案,几乎不需要复杂推理,难度较低,既能锻炼学生快速抓取文本关键信息的阅读能力,也能引导学生了解身边的民生政策。
【难度系数】
0.7