二、阅读理解
It is important to teach kids the life skill of budgeting (做预算). The 50/30/20 rule is a great way to teach them how to manage their money well.
50% to Needs: Needs are what you can’t live without. They are things like food, drinks, clothes, houses to live in, etc.
30% to Wants: Wants are what you want to have for fun. You can do without Wants even if it’s not comfortable to do so. For example, you spend money eating out at an expensive restaurant, taking holidays, or shopping for new and expensive clothes in fashion.
20% to Savings (存款): The last 20% goes to the future. This is important because it helps you plan for things in the future, such as your college (大学) education, your dreams, or even your life when you get older. Remember to always save a little bit of your money for the future!
That’s the 50/30/20 rule for budgeting. Start talking with kids about it early. When they understand the 50/30/20 rule, ask them to have some fun with it.
(
D
) 1. How much of your money should go to Needs, according to the passage?
A. 10%. B. 30%. C. 40%. D. 50%.
(
B
) 2. How may you feel without Wants?
A. Happy. B. Uncomfortable. C. Excited. D. Tired.
(
A
) 3. Which can you spend your Savings on?
A. Future education. B. The use of water every month.
C. Holidays. D. Expensive clothes.
(
C
) 4. Which is the best title for the passage?
A. Life skills for kids B. Needs and wants
C. The 50/30/20 budget rule D. Change your lifestyle