B
It’s important to manage money in the right way. To manage money wisely, you can put your money into the five “magical accounts”.
55%—Daily Life Account: It’s your account for daily life and covers everything you need to live. With it, you can pay for housing, food, transportation, clothing, etc.
15%—Emergency (紧急) Account: It’s like a safety net (安全网) for hard times ahead. For example, when you can’t work for some time or even permanently (永久地), this account may give you time to find a way out. So prepare money to cover what you need for at least three months.
10%—Investment (投资) Account: It’s your account for investment. To earn (挣得) an investment income (收入) and grow your savings, you need to work on it for at least four years. So even if your pay (薪水) doesn’t go up, you still have enough money to cover the things that cost more over time.
10%—Education Account: It’s an account for personal growth. You can spend money on further studies or books. Investing in yourself makes you more valuable and interesting.
10%—Fun Account: It’s your fun money. So, spend it and have fun! If you can keep to the rule for saving, you can use the money from this account to enjoy yourself. Remember, managing money doesn’t mean you can’t have fun. You can also use this account to help others, celebrate birthdays or buy gifts.
If you do not start today, you may not have money to manage in the future.
(
C
) 26. Which account will you use when you want to take an online course?
A. The Daily Life Account. B. The Investment Account.
C. The Education Account. D. The Fun Account.
(
D
) 27. Which can you use the money from the Daily Life Account to pay for?
A. Travel. B. Birthday presents.
C. Fashion magazines. D. Warm clothes.
(
B
) 28. What do we know about the Emergency Account?
A. It is the most important account to people.
B. It may help people through hard times.
C. It may stop bad things from taking place.
D. It can always cover your daily needs.
(
C
) 29. What does the underlined word “it” mean in paragraph 4?
A. The money you make. B. Your investment income.
C. The Investment Account. D. Your savings.
(
A
) 30. What can you know from the passage?
A. It is important to manage money in the right way.
B. It is best to spend more than half of your money on food.
C. You can use the emergency savings to buy a safety net.
D. People should put more money into the Investment Account than the Fun Account.
